Is it your first time searching for car insurance? Are you considering renewing your existing coverage? Before you make the final decision, you need to shop around to find the best offers.
If you scan through various insurance companies,you compare incentives to find which works best.
Insurance coverage is an important option, and it can help save money in the long run. The good thing about most insurance coverage nowadays is that it comes with several bonuses, discounts, and freebies.
You should not make a discount offers a primary reason to choose an insurance policy.
Instead, make decisions based on value and be grateful for the free offers they give.
Listed below are the freebies and discounts of some insurance companies. Compare each and choose the one that best suits you. You need confirm expiration, eligibility, requirements, and other details before committing to it.
Top 18 list of insurance companies and their freebie offers.
1. AAMI
With this insurance company, you receive free roadside help for a whole year. This will save up to $50 on any complete policy you buy online before the 30th of June, 2021. When there is damage to a third party’s property, you save $20 on the damage policy when you buy online. Check the company for requirements for eligibility and terms and conditions.
2. Allianz
This is a car insurance company that offers various incentives. It helps you save up to 15% of your premium in the first year if you buy a complete car insurance policy online. To enjoy this offer, check the requirements, eligibility criteria, and terms and conditions.
3. Australian Seniors Insurance Agency
Australian Seniors will save up to 20% on their premium in the first year if they buy a new policy online. When you buy online, you will receive a 10% discount. They also offer a 5% discount for drivers above 25 years. If you are a holder of a Seniors Card, you can get another 5% discount. Find out more from the company to be eligible and other applicable terms and conditions.
4. BankSA
In the first year of your premium, BankSA will help you to save up to 25%. This provision is open only to drivers who have a safe driving record. The requirements to enjoy this benefit is your name and for you to buy the policy through an online channel.
When you do this, you also get a $50 eGift card for petrol. This is active when you take a fresh, comprehensive policy before September 2020.
Find out more from this company to know the requirements for eligibility and terms and conditions.
5. Kogan
Saves you up to 10% off of your premium during your first year. This is as long as you buy the insurance through their online platform. When you buy the insurance online, you get a 5% discount. There is another 5% discount meant for different criteria. Be aware that the major limitation tot his offer is being a driver younger than 25.
The company gives a credit facility of $50 if you buy the pay as you drive policy or a complete car insurance policy. Make more inquiries from Kogan to know the requirements to be eligible and other terms and conditions.
6. National Seniors Insurance
A new buy of a complete car insurance policy online at NSI will save you up to 10% on your premium in the first year. If you meet their eligibility criteria, you can get 10% off your car insurance policy.
You could also stand a chance to enjoy a safe driver discount. Find out more from the company for eligibility requirements, including other T&Cs.
7. Qantas Insurance
By joining or switching to Qantas Insurance, you earn up to 20,000 points. Also, when you spend $1 on your premium, you earn a point as well. When you have a policy that worth $1,550 or when you spend more, you have unrestricted access to the full 20,000 points.
To know more about this offer, contact the company for eligibility requirements and terms and conditions.
8. Australian Unity
In the first year of your premium policy, this insurance company saves you up to 25%. This happens when you buy a new comprehensive motor insurance policy online. After purchasing it, you would need to choose your named driver option as a ‘safe driver.’
This will make you eligible for this offer. Check with Australian Unity to find out more about the requirements and terms and conditions.
9. Budget Direct
In the first year of your Premium, Budget Direct will give you a 15% discount if you buy a new car insurance policy online. Find out more by checking with the company to find out the eligibility requirements and other terms and conditions.
10. Hume Bank
You can save up to 10% in the first year of your premium. This happens when you buy a new comprehensive motor insurance policy online. Find out more by inquiring from Hume Bank the eligibility requirements and terms and conditions.
11. Apia
New or switching customers will get a 5% discount when they buy a comprehensive car insurance policy online. Eligibility requirements and other terms and conditions can be checked on Apia’s website.
12. GIO
This insurance company will give you 10% off when you buy a Platinum or comprehensive car policy online. Find out more by checking with GIO for eligibility requirements and other terms and conditions.
13. Over Fifty insurance
When you buy a new comprehensive car insurance policy online, you save up to 10% in your first year. If you’re eligible, there could be an applicable discount of up to 10% for a safe driver. This would only come if you recently bought a new comprehensive insurance policy.
Find out more with this company to know the eligibility requirements and; other terms and conditions.
14. St George
On a new comprehensive car insurance policy with this insurance company, you can save up to 25%. In the first year of your premium, you can save up to 10% discount if you buy online.
You can save up to 10% on the safe driver discount if you are eligible. They offer a discount of up to 5.8% when you buy many policies and have all your drivers named a safe driver. $50 eGift card for fuel is given when you buy a new, comprehensive car insurance policy before the 20th of September, 2020.
To find out about this offer, check the eligibility requirements and other terms and conditions.
15. Woolworths
There are offers for drivers aged 25 and over when you get a comprehensive car insurance renewal. Besides, you would be saving up to 15% if you purchased online. The discount is split 5% for over 25, 5% as a promotional discount, and 5% for online application. Once a month on your Woolworths grocery, you can get 10% off, in a single transaction up to a value of $500. A check with Woolworth would inform you of the eligibility requirements and other terms and conditions.
16. Westpac
Westpac saves you up to 25% on a fresh, comprehensive car insurance policy. You also get up to a 10% discount for buying online on your first premium. You can save up to 10% discount for safe drivers.
You get a 5.8% discount when you choose the option of named driver and have all your drivers listed on the policy. You can get an eGift card worth $50 when you get a new, comprehensive car insurance policy before the 20th of September, 2020.
Find out what the eligibility requirements and other terms and conditions are from Westpac.
17. Virgin Money
By 30th of September 2020, insurance with Virgin money will fetch you an e-Gift card of $100. This discount is applicable when you buy a new Virgin car policy. When you buy online, a 15% discount will also be given. Discounts do not apply to renewals. Find out more from Virgin Money to know the eligibility requirements and other terms and conditions.
18. RAC
In the first year of your premium, RAC will get you close to $100 when you change to comprehensive car insurance. Note that this insurance policy has to be bought online. It is applicable for those switching to RAC’s third party, third fire, and theft car policies.
Besides, those switching also get to save up to $30. Also, you get up to 25% off comprehensive car insurance for a low emissions car. Contact RAC for the requirements to be eligible, including other terms and conditions.
Conclusion
Discounts and bonuses could be so exciting. But, do not forget that a policy that offers discounts online may not have a better value. It’s crucial to put into consideration the quality of the coverage you would be getting. There are several other companies offering discounts, but these are the biggest. If you are not sure which to choose, let the quality, not the insurance coverage discount, be your guide.
