Getting certain products or services for free can be quite interesting.
This is because you know it won’t cost you money. Offer of insurance as freebies is pleasant to read and when read out to your ears;it sound like sweet music to the ears!
Insurance has been an effective way to access a lot of services. But it comes with certain terms and conditions from the insurance companies.
These terms may vary, depending on what each of the company prefers. But they can cost a lot which is a major reason why people don’t have insurance coverage.
Over time other non-insurance companies have opted for insurance packages as a freebie. This could be because the product or service they offer is of great value.
Whatever the reason for offering these free insurance packages, it’s what customers want.
Below are lists of companies that offer you Insurance as Freebies.
List of companies that give insurance freebies.
1. PNG
This is a company that offers freebies when you buy jewelry online. Naturally, you will be worried about the safe delivery of your jewelry.
PNG understands all these concerns. They take responsibility for your worries by offering you free product insurance.
First, they make provision for the easy and convenient buy of your jewelry online. Next for the safety of the jewelry which you have bought, they extend a free insurance package to you.
With PNG’s Insurance free product, you receive a blemish-free shipment. This insurance is valid from the period you buy your jewelry to the point they get to your doorstep.
2. Malabar Gold and Diamonds
This company understands that Jewelries are an invaluable item. This is apart from the monetary value it has.
Jewelry also has an emotional sentiment for each buyer. Malabar is aware of this fact, and so they are bringing to you the “Free Jewelry Insurance”.
This offer by the company is a deluxe initiative made for customers. They make provisions for customers who are unaware of how to care for jewelry they bought.
The company offers insurance for each of the online purchases you make with them for 12 months. This is done against any damages or losses caused by fire.
Insurance includes any other causes such as theft, accident, riot, and visible accidents. With the risk coverage, you will be secured even if the jewelry gets damaged.
3. Product Production Insurance
This insurance company covers paid purchases made with their credit and debit card. This service is not only in Finland or overseas, but also in their online stores.
When you make a buy that conforms to the company’s terms and conditions, the insurance has it covered. But, this is only effective with a period of 180 days from the date of buying by the cardholder.
PPI coverage gives up to two thousand euros in compensation. This is for every product bought through them.
4. Autoebid
This is a car company that offers free insurance packages. Users can save up to £30-£100 a month with these companies’ packages.
The producer gives coverage also to new drivers and helps them save money in the long run on running cost. With an association with the company, you can also get cars from their partner Marmalade.
The deals on Peugeot and Citroen cars generally come with insurance for three years. This fits the term of financing the car in installment.
Also, most other deals receive a contribution to one’s insurance cost. Because the requirements can change, it is wise to have the full cost of buying and insuring a car.
There are special offers, including contributions for insurance. This applies to the most famous models of cars such as Volkswagen, Vauxhall, and Hyundai.
Below are some of the best deals you can find in the market. These companies would assist you in saving more when you buy a model from them.
A. Peugeot-Just add fuel- three years of insurance:
Just add fuel deal that gives three years PCP benefit, you also get roadside help expenses. This deal is packaged into a monthly payment for three years.
If Peugeot is the choice of car for you, then you can be sure to enjoy this deal.
Other amazing features of the just add fuel deals are road tax, insurance, and services. This is also meant to cover for up to 3 people and is a great way to save on money.
Note that not all models of Peugeot have this offer. The models that enjoy this offer include the Peugeot 208, 108, the new SUV 2008 model.
Also, the 308 hatch and the SW Estate enjoy this offer. To be a part of this, there are certain terms.
Depending on the model, you must be between the ages of 21, 25, or 30. You must have a no-claim discount active for two years.
B. Citroen- Simply Drive three years insurance:
The deals the Citroen Drive offers is similar to what the Peugeot offers. The only difference is that the Citroen’s deal is a lease scheme.
This implies that when the three years come to an end, you would be given a chance to get a new Citroen. If that is not what you want, then you can choose the option to extend the “end of agreement”.
Note that you can make a change on the model of Citroen at this point. You could also be offered a few extra services if you extend the agreement time.
The insurance premium is calculated using your risk profile. The result will give suggestions on the best insurance plan to take.
C. Volkswagen Polo and Up- Insurance free for one year:
With a one-year free insurance benefit, the buyers of new Volkswagen Polos can now enjoy it. However, this offer is for 18 years and above drivers, but it covers a wide range of Polos.
For drivers that are 19 years old and above, they can also enjoy this offer with the Volkswagen Up! Given the value of being insured, young drivers may be required to fit their cars with a black box.
However, this requirement will cost a bit of money. Sportier GT Line models or GTI models are not also left out in this deal, but it is only for drivers above 25 years of age.
D. SEAT Ibiza SC FR – 1-year free insurance:
When you order the SEAT Ibiza SC FR Technology model, you get a year’s insurance free package. Drivers who are 18 years and above can enjoy this offer, but depending on your age, the terms may vary.
4. Marmalade
This company offers the following insurance features;
A. Free Insurance: In the majority of postcodes, there is a 1-year free black box insurance. This will help you in building your driving skills. It will give you all the important no-claim discount.
B. Discounted Insurance: If the company is unable to give free insurance, you will get a contribution. The company gives you a discounted insurance premium. This is the insurance amount you will have to pay, minus their contribution.
C. Cashback: There are specific areas the company cannot provide insurance for. They will give you an offer of cashback payment. This offer can be used in purchasing your insurance.
The following are included in the company’s insurance cover;
• You would be able to earn your personal No Claims Discount.
• You have a legal liability for injuries or death to third parties, and; passengers.
• Vehicle and windscreen replacement or repair after damage.
• Up to £20,000,000 of legal liability damage to the properties of other people.
5. Samsung
When you buy certain products from Samsung eStore or shop, you can choose to insure them. The insurance covers incidents like burglary, theft, fire, or accidental damage.
These products include home theaters, fully automatic top load, Air conditioners and microwaves. You can find out other things by going to the company’s website.
For customers to access this offer, products purchased must be registered with ITGI. This registration must happen within a week from the buy date with details necessary.
If registration goes beyond seven days, it would not be accepted. By registering these products, it will be insured against theft, burglary, and accidental damage.
This policy lasts for up to 12 months, beginning from the buy date.
6. Emirates Airlines
They promise to compensate travelers infected with COVID through their airline. Their insurance stipulates that if a traveler tests positive to the virus after using their in, they will receive up to 150,000 euros for medical expenses.
Besides, the airline company will pay 100 euros each day spent in quarantine for up to 14 days. If it results in death, the airline will offer about 1,500 euros for the funeral of the passenger. This insurance’s automatic with an instant effect.
In conclusion
Insurance freebies are amazing and can be very enticing to customers. Knowing that there is some coverage for your goods and patronage is a motivation.
But be certain to read the requirements, terms and conditions these freebies. And if you don’t meet the criteria, get ready to pay the negotiated or full payment.
